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How to negotiate a lower credit card interest rateYou can negotiate with your bank or credit card company to get a lower interest rate on your card. Although the card company may ultimately say �no,� knowing. Whether through negotiation, balance transfers, structured programs or temporary hardship assistance, there are multiple avenues to explore. Customers can negotiate with credit card companies for lower interest rates. � Seeking to negotiate a credit card rate can be a good solution in a variety of.
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