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Before writing for NerdWallet, Jae spent 13 years teaching English and journalism. Of those listed, BOA would be only other option, and I doubt they would be any better. You can sponsor CardsFTW. There was nothing, not even a letter or anything saying whether she was approved or declined. He has decades of experience in digital and print media, including stints as a copy desk chief, a wire editor and a metro editor for the McClatchy newspaper chain.