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Accordingly, BMO and its affiliates do not represent that this document and any other materials produced in connection therewith may lawfully be circulated or distributed, whether directly or indirectly, to persons in Singapore. By the turn of the century, the Bank of Montreal had 52 branches and employees. To add further growth, banks began buying independent stock brokerage firms in Canada see Stock and Bond Markets. Singapore Residents: This document has not been registered as a prospectus with the Monetary Authority of Singapore and the material does not constitute an offer or sale, solicitation or invitation for subscription or purchase of any shares or financial products in Singapore. This solidified the Bank of Montreal as the principal banker for Canada, now both within and outside the country. Accordingly, it should not be circulated or distributed, nor may the securities described herein be offered or sold, or be made the subject of an invitation for subscription or purchase, whether directly or indirectly, to persons in Singapore other than a to an institutional investor or a relevant person as defined in and pursuant to and in accordance with the conditions of the relevant provisions of the Securities and Futures Act of Singapore or b otherwise pursuant to and in accordance with the conditions of, any other applicable provision of the SFA.