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BMO Alto High Yield Savings Review: Is It Worth It? (2024)The BMO Alto Online Savings Account pays an annual percentage yield (APY) of % as of July 3, , and requires no minimum deposit. Manage your accounts quickly, easily & securely with BMO Online Banking. Review your accounts, pay bills & more from your own device. BMO Alto received a out of 5 rating from our expert review team and stands out for its high-yield savings account, CDs and no fees.