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Do I really need a credit card?Before you begin: � You must be a Canadian resident and covered by a valid Canadian Government Health Insurance Plan � You must purchase coverage before you leave. Extended Warranty, Trip Cancellation, Price Protection. Up to 1 year. $2, per person. $5, per trip. N/A. Lost Baggage, Delayed Baggage, Hotel/Motel. BMO has announced a number of changes to insurance coverage on many of its credit cards, which are set to take effect on July 6,
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